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IMPORTANT RISK WARNINGS / NOTES
  • Please CLICK HERE and read carefully the summary of the key features and risks specific to this fund stated in the factsheet prepared by the relevant fund house before making any investment decision.
  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance.
  • Funds below may invest extensively in financial derivative instruments, thus subject to higher volatility as well as higher credit/counterparty and liquidity risks. Investing in these funds will involve a higher risk of loss of all, or substantial part, of the capital invested.
  • In order to comply with the requirements in relation to investor characterization as set out by Securities and Futures Commission in Hong Kong (the "SFC"), Hang Seng Bank Limited (the "Bank") only accepts customers who have been characterized by the Bank as having general knowledge of the nature and risks of derivatives to subscribe for fund(s) marked with "@" below.
  • Fund(s) marked with "^" are Complex Products as defined under the SFC's Guidelines on Online Distribution and Advisory Platforms and investors should exercise caution in relation to such fund(s).
  • Fund(s) marked with “#” are classified as High Yield Bond Funds by the Bank based on the Bank’s internal assessment and investors should exercise caution in understanding the special features and risks of such fund(s) investing primarily in high-yield debt securities and refer to Notice to Customers for Fund Investing for details.
  • Fixed Term Bond Funds have a fixed maturity date and subscriptions may not be allowed after the respective initial offer period. Redemptions prior to the maturity date may be subject to a downward price adjustment and investors may be redeeming at a lower redemption price (including switching-out of the Fund effected by redemption). Switching/redemption of fixed term bond funds before their maturity date may undermine investors' investment returns. The principal repaid before maturities of the underlying investments may be re-invested in shorter-dated debt securities or cash or cash equivalents, which may result in lower interest income and returns, if any, to the fund. Liquidation of the fund's underlying investments prematurely to meet substantial redemptions may adversely affect the value and return, if any, of the fund. Substantial redemptions during the term of the fund may render the size of the fund to shrink significantly and trigger the fund to be terminated earlier. Neither the distributions nor the capital of the fund is guaranteed. Please read carefully and understand the relevant fund's offering documents, including the fund details and full text of the risk factors stated therein, in detail before making any investment decision.
  • Fund(s) marked with "~" are not authorised by the SFC and are only made available to Professional Investors as defined under the Securities and Futures Ordinance.

Investors should not rely solely on the information contained on this webpage to make investment decisions. Investors should read carefully and understand the relevant fund's offering documents (including the fund details and full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) before making any investment decision.


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Transfixed Romi Rain Ariel Demure Wash And Exclusive Site

The chronicle closes on a streetlamp humming to itself, some chalk letters on a bench that read “Return if you must,” and the sound of water folding into itself. Romi’s town lives in the small decisions people make to notice and to keep noticing. That is its exclusivity: an ordinary life made luminous by attention.

She met Ariel where the town’s river opened into a small basin called Demure Wash, a gentle inlet hemmed with reeds and broken benches. Demure Wash had grown into its name over decades of deliberate understatement: low walls smoothed by generations of hands, a single lamp that came alive at twilight, and boats with paint flaking like dried petals. Locals used Demure Wash for quiet departures and small returns — to tie up stray ideas, to wash off the day’s grit, to consider what might be worth keeping.

On Romi’s second visit she found, tied to a post, a note folded in three. “Exclusive,” it read — a single word in a script so sure it might have been carved. The note sent her searching: for a person, for a place, or for a promise. Exclusive here didn’t mean closed or elitist. It signaled intention: a matter set aside, a moment reserved for particulars.

Transfixed became less a state and more a practice. Romi found that being transfixed did not mean paralyzed; it meant attending wholly. She practiced the simple trades Ariel recommended: listening longer than speaking, looking for the small alterations that signaled deeper changes, and keeping a pocket notebook for fragments that might otherwise dissolve.

Romi left weeks later — not abruptly, but like a tide that has completed its slow withdrawal. She carried her exclusive notebook, a tart-stained map of Demure Wash in her head, and a new habit: when rain begins, she will call it Ariel, and she will listen.

Demure Wash delivered its lessons too. Romi learned to watch how water gathered at the lip of a stone and then let go; to notice how a boatman checked knots not with urgency but with a ritual calm. She began to catalog the town’s exclusives: a pastry shop that made a single cinnamon roll each morning to be claimed only by whoever arrived with yesterday’s story; a bench where lovers left messages in coded chalk; an alley where a barber cut hair by conversation rather than by mirror.

Over the following days, the town seemed to conspire in soft revelation. Ariel — both the name of the rain and a woman who operated the old bookshop on the corner — became Romi’s guide. Ariel the bookseller had hair like the inside of a walnut shell and a laugh that made small books seem like big gestures. She taught Romi how to read a place’s silences: where shutters stayed half-open, someone waited for news; where laundry hung like flags, someone was living a long, patient argument with time.

The town continued its steady calendar of small exclusives. A concert in the square for no apparent reason. A lost dog returned with a ribbon around its neck. A child teaching an old man how to take a photo with a phone. Each event was ordinary and held as if it were rare.

The town sat in an afterimage between tides of light — a place where alleys remembered footsteps and the sea kept its own counsel. Romi arrived one dusk with a suitcase that smelled faintly of lemon and old paper, eyes set like a question mark aimed at the horizon. She had come for reasons that fit neither business nor romance: to be moved.

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The chronicle closes on a streetlamp humming to itself, some chalk letters on a bench that read “Return if you must,” and the sound of water folding into itself. Romi’s town lives in the small decisions people make to notice and to keep noticing. That is its exclusivity: an ordinary life made luminous by attention.

She met Ariel where the town’s river opened into a small basin called Demure Wash, a gentle inlet hemmed with reeds and broken benches. Demure Wash had grown into its name over decades of deliberate understatement: low walls smoothed by generations of hands, a single lamp that came alive at twilight, and boats with paint flaking like dried petals. Locals used Demure Wash for quiet departures and small returns — to tie up stray ideas, to wash off the day’s grit, to consider what might be worth keeping.

On Romi’s second visit she found, tied to a post, a note folded in three. “Exclusive,” it read — a single word in a script so sure it might have been carved. The note sent her searching: for a person, for a place, or for a promise. Exclusive here didn’t mean closed or elitist. It signaled intention: a matter set aside, a moment reserved for particulars.

Transfixed became less a state and more a practice. Romi found that being transfixed did not mean paralyzed; it meant attending wholly. She practiced the simple trades Ariel recommended: listening longer than speaking, looking for the small alterations that signaled deeper changes, and keeping a pocket notebook for fragments that might otherwise dissolve.

Romi left weeks later — not abruptly, but like a tide that has completed its slow withdrawal. She carried her exclusive notebook, a tart-stained map of Demure Wash in her head, and a new habit: when rain begins, she will call it Ariel, and she will listen.

Demure Wash delivered its lessons too. Romi learned to watch how water gathered at the lip of a stone and then let go; to notice how a boatman checked knots not with urgency but with a ritual calm. She began to catalog the town’s exclusives: a pastry shop that made a single cinnamon roll each morning to be claimed only by whoever arrived with yesterday’s story; a bench where lovers left messages in coded chalk; an alley where a barber cut hair by conversation rather than by mirror.

Over the following days, the town seemed to conspire in soft revelation. Ariel — both the name of the rain and a woman who operated the old bookshop on the corner — became Romi’s guide. Ariel the bookseller had hair like the inside of a walnut shell and a laugh that made small books seem like big gestures. She taught Romi how to read a place’s silences: where shutters stayed half-open, someone waited for news; where laundry hung like flags, someone was living a long, patient argument with time.

The town continued its steady calendar of small exclusives. A concert in the square for no apparent reason. A lost dog returned with a ribbon around its neck. A child teaching an old man how to take a photo with a phone. Each event was ordinary and held as if it were rare.

The town sat in an afterimage between tides of light — a place where alleys remembered footsteps and the sea kept its own counsel. Romi arrived one dusk with a suitcase that smelled faintly of lemon and old paper, eyes set like a question mark aimed at the horizon. She had come for reasons that fit neither business nor romance: to be moved.